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Home / Practice Areas / Consumer, Insurance & Accident Claims

Consumer, Insurance & Accident Claims

Consumer complaints, insurance claim rejections, medical negligence, defective products and motor accident claims.

Practice group · Lucknow

When a product fails, a service falls short, an insurer rejects a genuine claim or an accident changes a family's life, the law provides specific remedies. We pursue them before the Consumer Commissions, the Insurance Ombudsman and the Motor Accident Claims Tribunal — and we also defend businesses, hospitals and insurers against claims.

RSPractice headRishi SaxenaSenior Partner

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Where we appear

  • District Consumer Commission, Lucknow
  • UP State Consumer Commission, Lucknow
  • National Consumer Commission, New Delhi
  • Insurance Ombudsman
  • Motor Accident Claims Tribunal, Lucknow

Our Consumer, Insurance & Accident Claims services

LitigationIndividualsBusinesses

Consumer Cases

Complaints against builders, banks, sellers and service providers before the Consumer Commissions.

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LitigationIndividualsBusinesses

Insurance Claims

Challenges to rejected or short-settled health, life, motor, fire and property insurance claims.

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LitigationIndividuals

Motor Accident Claims (MACT)

Compensation for death and injury in road accidents before the Motor Accident Claims Tribunal.

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LitigationIndividualsBusinesses

Medico-Legal Cases

Medical negligence claims against hospitals and doctors — and defence of healthcare providers.

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LitigationIndividualsBusinesses

Product Liability Cases

Claims for harm caused by defective products against manufacturers, sellers and service providers.

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Common questions

What is the time limit for filing a consumer complaint?

Ordinarily two years from the date the cause of action arose, under Section 69 of the Consumer Protection Act, 2019. Delay can be condoned for sufficient cause.

Where can I complain if my insurance claim is rejected?

First complain to the insurer's grievance cell. If unresolved, you can approach the Insurance Ombudsman for claims up to ₹50 lakh within one year of the insurer's final reply, or file a complaint before a Consumer Commission.

Who pays compensation in a motor accident claim?

Usually the insurance company of the vehicle at fault, if it was insured. The owner and driver of the vehicle can also be held liable. The claim is decided by the Motor Accident Claims Tribunal.

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